Rank #1Single Family HomeCash Flow: $2,788/mo

5 bed / 3 bath · Riverview

Riverview, FL 33579 · Address on request · East Tampa / 33610

NEW PRICE ADJUSTMENT *** TRIPLE CREEK COMMUNITY HOME - RALEIGH FLOOR PLAN *** LOW POWER BILLS SOLAR HOME (Paid off at Closing) *** WATER SOFTENER INCLUDED ** ALL KITCHEN APPLIANCES INCLUDED *** WASHER AND DRYER INCLUDED *** BLINDS AND FANS INCLUDED *** NOT IN A FLOOD ZONE *** Seller is motivated and has priced this home below CMA value for a quick sale. Welcome to , Riverview, FL — located in the highly desirable Triple Creek community and NOT in a flood zone. Built in 2022 and offering nearly 3,000 square feet, this beautifully maintained 5-bedroom, 2.5-bathroom two-story home delivers space, efficiency, and functionality. The main floor features a versatile flex space ideal for a home office, gym, or additional living area. The open-concept layout flows seamlessly into a modern kitchen complete with stainless steel appliances, ample counter space, and a large center island perfect for entertaining and meal preparation. The first-floor primary suite offers privacy and comfort with a spacious walk-in closet and well-appointed en-suite bathroom. Upstairs you’ll find four additional generously sized bedrooms, providing flexibility for family, guests, or hobby space. Additional features include: • Solar system included and will be paid off at closing • Average electric bill approximately $100 per month • Washer and dryer included • Water softener system • No backyard neighbors for added privacy • Low HOA of $8.36 per month Residents of Triple Creek enjoy resort-style amenities including pools, fitness center, parks, and walking trails. This home offers exceptional value, modern construction, and energy efficiency — priced to sell. Schedule your private showing today

Ask: $399,999
Offer: $395,600
Rent: $3,946/mo
Cash flow: $2,788/mo
After debt (50% dn): $1,472/mo
Mortgage (50% dn): $1,316/mo
Tax: $817/mo
HOA: $8/mo
Insurance: $333/mo
Beds / baths: 5 / 3
Sqft: 2,949
Year built: 2022
Lot: 6,000 sqft

Money Models

Summary of the various models

These numbers use a simple setup: you put half the price down and keep the property for 10 years. Each card is a different guess about how fast prices rise.

Cash left each month (half down)

$1,472/mo

Rent minus taxes, HOA, insurance, and the mortgage. That’s about 8.9% a year on the money you put in.

If you pay all cash

$2,788/mo

No mortgage payment. About 8.5% a year on the full purchase price.

Like the last 10 years

Uses how fast this type of property grew in Tampa over the past 10 years.

Worth in 10 years: $974,202
Rent leftovers stacked: $176,644
Rent + price growth: $783,309

Slow growth

Assumes prices go up slowly. Safer / more careful guess.

Worth in 10 years: $506,401
Rent leftovers stacked: $176,644
Rent + price growth: $315,508

Normal growth

A middle-of-the-road guess for the next several years.

Worth in 10 years: $614,355
Rent leftovers stacked: $176,644
Rent + price growth: $423,462

Fast growth

Assumes a strong market. Good case, not a promise.

Worth in 10 years: $778,205
Rent leftovers stacked: $176,644
Rent + price growth: $587,312

The sections below let you move the down payment and the years if you want. You already have the picture if you stop here.

Model 1

Cash-on-cash (your yearly paycheck %)

What is this in plain English?

Imagine you put some money down to buy the house. Every month, tenants pay rent. After you pay taxes, HOA, insurance, and the mortgage, whatever cash is left is your “paycheck” from the property.

Cash-on-cash answers: “If I put in $X, what % of that do I get back each year in leftover cash?” Example: put in $100,000 and get $8,000/year left over → 8% cash-on-cash.

Move the slider to change how much you put down (1% = mostly borrowed, 100% = you pay all cash and have no mortgage payment).

If you pay all cash

8.5%

You keep about $2,788/mo every month after bills

With this down payment

8.9%

50% down = $197,800 of your money

Cash left each month

$1,472/mo

After also paying the $1,316/mo mortgage

How much do you put down?50% · $197,800 · bank loan $197,800

1% down50%100% all cash

Open mortgage calculator with these numbers →

Model 2

Price growth (will the property be worth more?)

What is this in plain English?

Houses (and land) often cost more years later than they do today. That rise in price is called appreciation.

This model guesses: “If prices grow like ___, what is this property worth after 1 to 15 years?” It also tracks how much of the loan you’ve paid off, so you can see your equity (value minus what’s still owed to the bank).

Pick a growth speed below, then slide how many years you plan to hold. These are scenarios — not guarantees.

Tampa–St. Petersburg FHFA HPI (all-transactions). Forward base ≈ long-run metro mean; conservative/optimistic band ±2.5 pts.

Last 1 year avg growth

-0.8% / yr

Last 5 years avg growth

10.3% / yr

Last 10 years avg growth

9.4% / yr

A middle-of-the-road guess for the next several years. Using 4.5% growth per year.

How many years do you keep it?10 years

1 yr8 yr15 yr

Estimated value then

$614,355

Your equity

$444,618

Still owe bank $169,737

Profit vs cash you put in

$423,462

Includes rent leftover + price growth

Avg return per year

12.1%

3.14× your cash back

Recent yearly price changes · Single-family (SFH)

Model 3

Total return (rent + price growth together)

What is this in plain English?

Real estate can pay you in two ways at the same time:

Rent leftovers (like a dividend) — cash you collect each year after bills and the mortgage.
Price growth — the property becoming worth more than what you still owe, so your equity grows.

This model adds both over the years you chose above. That combined number is your estimated total return. Uses the same down payment and growth scenario from Models 1 and 2.

From rent (dividends)

$176,644

10 years of leftover cash stacked up

From price growth

$246,818

Equity today minus the cash you put in

Total return

$423,462

On $197,800 cash in · 12.1%/yr avg

Where the money comes from (year 10)

Rent leftoversPrice growth

Year	Rent stacked	Equity gain	Total return	Avg / yr
1	$17,664	$19,811	$37,476	18.9%
2	$35,329	$40,569	$75,898	17.6%
3	$52,993	$62,319	$115,313	16.5%
4	$70,658	$85,112	$155,769	15.6%
5	$88,322	$108,997	$197,319	14.8%
6	$105,986	$134,030	$240,016	14.2%
7	$123,651	$160,267	$283,918	13.6%
8	$141,315	$187,769	$329,084	13.0%
9	$158,979	$216,597	$375,576	12.6%
10	$176,644	$246,818	$423,462	12.1%
11	$194,308	$278,502	$472,810	11.7%
12	$211,973	$311,722	$523,694	11.4%
13	$229,637	$346,555	$576,192	11.1%
14	$247,301	$383,082	$630,383	10.8%
15	$264,966	$421,388	$686,354	10.5%

Tip: change the down-payment slider in Model 1 and the years / growth buttons in Model 2 — this total-return table updates automatically.

East Tampa / 33610 · Greater Tampa